Caravanning is one among the UK's hottest hobbies , and i am quite sure that you simply will know someone that owns one. during this article I shall be talking about 3 differing types of caravan. Static caravans, motor homes and touring caravans, most significantly though, I shall be guiding you thru the usually tricky process acquiring insurance, giving hints and tips, and therefore the subtle differences between each type.
The first caravan type I shall have a glance at are static caravans. Now the most characteristic of static caravans are that they're that they typically are immobile, grounded in locations for long periods of your time (caravan parks). they typically have tons more items inside because the owner will want to form them a touch easier than a daily caravan. This obviously may be a target for burglars as they might know that these caravans are often left unoccupied for long periods of your time . Another disadvantage of them being left alone is that they will even be a target for vandalism.
This information is extremely useful as there are some requirements that insurers will enforce, like insisting that your static caravan is parked on a supervised and specialist site that has all of the services connected properly (water, gas, electric). they'll insist that the caravan is fitted with security devices; this will include locks, alarms and immobilisers. once you leave the caravan unoccupied for the winter they'll also require that you simply fully drain your water and heating systems.
Touring caravans are the sort that are towed along by cars and may be transported anywhere. you'd need to remember that because they might get on the road they're in fact vulnerable to road accidents. Again being a caravan that's parked somewhere there's always the likelihood of vandalism and theft, to perhaps prevent this insurers might want to ascertain use of a hitch lock (a device that forestalls are caravan from being towed) and wheel clamp. Another area which will be identified because the caravan are going to be on the road is that the age of the driving force of the car that's towing it and also the amount of approved drivers.
The last sort of caravan I shall be watching are motor homes. Now motor homes are a special case as they can't just be burgled or vandalised, but actually driven away and stolen. As they will be driven around independently they're especially a cause for concern when it involves insurance. Insurers might want you to possess third party or comprehensive protect your caravan as a vehicle. Again as a motorised caravan the insurer may enforce you having tracking devices and/or immobilisers installed. very similar to touring caravans there could also be a problem with the drivers, what percentage insured drivers there are on the policy, the age of them and also what percentage times you propose to require the camper out of the country.
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